Terms of Service

Effective Date: January 1, 2025

1. Acceptance of Terms

By accessing and using DividendInvesting.co.nz (the "Website"), you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

2. Description of Service

DividendInvesting.co.nz provides educational content, tools, and resources related to dividend investing in New Zealand. Our services include:

  • Educational articles and guides about dividend investing
  • Links to dividend analysis tools and calculators
  • Information about NZX-listed dividend-paying stocks
  • General investment education and resources

3. Not Financial Advice

Important Disclaimer:

The information provided on this website is for educational and informational purposes only and does not constitute financial, investment, or professional advice. You should not rely on this information as a substitute for professional financial advice, and you should consult with a qualified financial advisor before making any investment decisions.

All investment decisions are made at your own risk, and we are not responsible for any losses or damages that may result from your use of the information provided on this website.

4. User Responsibilities

By using our website, you agree to:

  • Use the website only for lawful purposes
  • Not attempt to gain unauthorized access to any part of the website
  • Not transmit any harmful or malicious code
  • Respect intellectual property rights
  • Provide accurate information when submitting forms
  • Conduct your own research before making investment decisions

5. Intellectual Property

The content, organization, graphics, design, compilation, magnetic translation, digital conversion, and other matters related to the website are protected under applicable copyrights, trademarks, and other proprietary rights.

You may not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any information, software, products, or services obtained from this website without our prior written consent.

6. Third-Party Links

Our website may contain links to third-party websites or services that are not owned or controlled by DividendInvesting.co.nz. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services.

7. Disclaimer of Warranties

The information on this website is provided on an "as is" basis. To the fullest extent permitted by law, we exclude:

  • All representations and warranties relating to this website and its contents
  • All liability for damages arising out of or in connection with your use of this website
  • Any warranty that the website will be error-free or continuously available

8. Limitation of Liability

In no event shall DividendInvesting.co.nz, its officers, directors, employees, or agents be liable to you for any direct, indirect, incidental, special, punitive, or consequential damages whatsoever resulting from any loss of use, data, or profits, whether in an action of contract, negligence, or other tortious action, arising out of or in connection with the use of this website.

9. Investment Risks

Risk Warning:

All investments carry risk, including the potential loss of principal. Past performance does not guarantee future results. Dividend payments are not guaranteed and may be reduced or eliminated at any time. Stock prices can be volatile and may decline significantly.

10. Privacy Policy

Your privacy is important to us. Please review our Privacy Policy, which also governs your use of the website, to understand our practices.

11. Modifications

We reserve the right to modify these terms of service at any time. Changes will be effective immediately upon posting on the website. Your continued use of the website after any changes constitutes acceptance of the new terms.

12. Governing Law

These terms of service are governed by and construed in accordance with the laws of New Zealand, and you irrevocably submit to the exclusive jurisdiction of the courts in that state or location.

13. Contact Information

If you have any questions about these Terms of Service, please contact us:

Email: legal@dividendinvesting.co.nz

Website: Contact Us